approval rate
98,6 %
our customers recommend us to their friends
78,9 %
consult
from
2017
required for pre-approval
7 days
loans issued
954
why us
why us
Benefits of working with Mira Mortgage
New & Secondary
Purchase
Mortgages provide financing for buyers to purchase both new and pre-owned properties.
Refinance
Refinancing replaces an existing mortgage with a new one, often offering better terms like lower interest rates, adjusted loan duration, or a fixed rate.
Commercial
Purchase
Commercial mortgages finance the purchase of properties intended for business use, such as office buildings and retail spaces.
Buy out
A mortgage of a property is transferred from one bank to another bank for better terms and conditions
Equity
Release
Equity release loans allow homeowners to borrow against their property's value for purposes like home improvements or real estate investments.
Content Oriented Web
Make great presentations, longreads, and landing pages, as well as photo stories, blogs, lookbooks, and all other kinds of content oriented projects.
2
We find best deals for you
Select the most suitable options from more than 40 banks
3
Get your pre-approvall
It will take just 1 week to make you pre-approval
4
Get your mortgage loan
Congratulations, you can buy your dream house
4 easy steps to get a loan
No more paperwork and bank visitings
Everyone knows our partners
Everyone knows our partners
faq
As a general rule of thumb, the limit is calculated at 7x the annual salary of the applicant but it also depends on the bank. If the customer already has loans, credit cards and existing liabilities, then this ultimately affects the maximum amount they can borrow.
Rates differ greatly between bank to bank and will all depend on the customer's individual profiling and whether they're salaried or self-employed.
Yes, the residents of UAE can get a loan value up to 80% of the property price. This can be extended to 85% including the expat financing. For locals, this is up to 90%.
Yes, subject to individual client profiling as always. Maximum loan-to-value available for non-residents would be 60% funding with rates at this level starting from 3.99% for a 3-year fixed rate.
The bank charges a penalty fee if a borrower settles the complete mortgage loan earlier than the stipulated tenor in the mortgage contract. This penalty is designed to minimize lost interest revenue due to early settlement for the bank on the mortgage loan. Central Bank of UAE regulations caps the fee at 1% of the amount replayed early with a maximum of AED10,000.
Phone
Email
Adress
Dubai Hills Estate, Park Heights Square 1 - 6 floor - Dubai
contact
Landline
Copyright © 2023 MIRA Mortgage®. All rights reserved.